Concerned about health insurance and Obamacare?

I don’t often talk about our company, The Karis Group, but with the deadlines on health insurance looming and the state pools opening in a month, I’d like to present another option.

Christian healthcare sharing programs have been around for a long time–our company has been negotiating bills for them for more than 15 years, so we’re very familiar with how well they work. We personally use them to pay for any health needs we might have. And what’s even better, their members are automatically exempted from any of the penalties within the Affordable Care Act.

This is how they work. Based on Galatians 6:2, “Bear one another’s burdens,” each month, we send  a contribution to a family with medical needs. No huge deductibles (just $300 per incident), no co-pays, no having to stay within network. Our daughter, who has a C-section due next Tuesday, has had all her bills for the pregnancy (except for the $300) paid by other members of the program. Compare this to her last pregnancy when she and her husband had traditional insurance and had to pay more than $3,000 in out-0f-pocket expenses.

The Karis Group has taken the largest of these healthcare sharing organizations, Samaritan Ministries, and we’ve added a number of other benefits (like discounts on dental, pharmacy, 24 hour phone access to a physician, etc) to form an entity called The Health Co-op. Most families can cut their health insurance costs by at least 50%. We’re excited about the potential of not just families, but Christian organizations and businesses being able to save hugely on their insurance costs and having more money available for use in the Kingdom.

Check us out at

4 thoughts on “Concerned about health insurance and Obamacare?”

  1. My wife and I once tried to apply to a Christian health-sharing program. They accepted me, but refused to accept my wife due to specific health issues. I understand their desire to contain their costs, but I would have preferred they reject us both than to accept one of us but not the other. It didn’t feel the biblical way to go. We haven’t gone back to exploring Christian health-sharing programs since. Just a counter experience to share (unfortunately).


  2. Stuart, I am pretty sure that we can help both of you. I would love you to call me. My direct line number is 512-828-8124. Felicity is right. It was precisely to solve problems like this that we started The Health Co-Op. Tony


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